Comprehensive Financial Planning in Tampa Bay

Take Control of Your Finances


Our Services

At SPE Capital, we deliver personalized financial strategies designed to support your goals.

From retirement and investment planning to estate and wealth management, our team offers expert guidance rooted in experience and trust. We tailor every plan to reflect your unique priorities—backed by a commitment to clarity, integrity, and long-term partnership.

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Explore our services, and work with a with a team that prioritizes the security of your financial future.

Risk Assessment


Effective financial planning starts with understanding and mitigating potential risks. Our risk assessment services help safeguard business and personal assets through comprehensive insurance solutions.

Personal

  • Life Insurance Planning

  • Disability Income Insurance

  • Long Term Care Solutions

Business

  • Funding Buy Sell Agreements

  • Key Man Insurance

  • Executive Bonus Plans

Wealth Management for Retirement


A secure and fulfilling retirement starts with a well-structured financial strategy. Our wealth management services are designed to help you build, preserve, and distribute your assets efficiently.

Personal

  • Accumulation and Distribution Planning

  • IRAs and Roth IRAs

  • Asset Allocation and Asset Location

Business

  • Company Retirement Plans

  • Equity Options Planning

  • IRA Rollover Options

Investment Strategy Optimization


A smart investment strategy is key in working toward long-term financial growth and security. We provide personalized investment solutions that help ensure your assets are diversified, tax-efficient, and optimized for sustainable growth.

personal

  • Portfolio Customization

  • Investment Strategies and Risk/Reward Tradeoff

  • Saving and Paying for College

Business

  • Starting, Implementing, & Managing Company 401(k)s/Pension Sharing Plans

  • Simple IRAs

  • SEP (Simplified Employee Pension)

Wealth Management Accounts


Building and preserving wealth requires a strategic approach tailored to your personal and business financial goals. Our wealth management solutions provide expert guidance designed to help you optimize investments, secure retirement plans, and ensure long-term financial stability.

Personal

  • Individual Investment Accounts

  • Tax Deferral and Tax Minimization Strategies

  • Gifting Strategies

Business

  • Corporate Owned Accounts

  • Company Retirement Plans

  • Retirement Plans for Self-Employed

Wealth Distribution Methods


An effective wealth distribution plan ensures your assets are allocated according to your wishes while minimizing tax burdens. Our approach helps you protect your legacy and provide for future generations with confidence.

Personal

  • IRA and Roth IRA Distributions

  • Income and Liquidity Strategies

  • Income Benefit and Annuity Options

  • Estate Planning

Business

  • Liquidity Event Planning

  • Retirement Modeling for Business Owners

  • Income Continuation Planning

Financial Expertise


Navigating the complexities of financial planning requires knowledge, strategy, and foresight. Our expertise enables you to make informed decisions with confidence.

Personal

  • Preparing for Retirement

  • Investment Selection and Expertise

  • Goals Based Planning

Business

  • Employee Retention Plans

  • Business Retirement Plans

  • Tax Planning and Tax Strategies

Neither MML Investors Services, LLC nor any of its subsidiaries, employees or representatives are authorized to give legal or tax advice. Consult your own personal attorney legal or tax counsel for advice on specific legal and tax matters. Estate Planning services are provided working in conjunction with your Estate Planning Attorney, Tax Attorney and/or CPA. Consult them for specific advice on legal and tax matters.

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Access all your accounts in one centralized space

At SPE Capital Financial, we equip our clients with access tp advanced tools that make managing wealth simpler and more transparent. Emoney—an industry-leading financial planning platform—gives you real-time access to your complete financial picture, empowering smarter, more informed decisions.

The client portal is built for clarity and control. With an intuitive, comprehensive dashboard, you can view your net worth, investments, insurance, budgets, and cash flow in one place. The platform also consolidates assets outside our direct management, giving both you and your advisor a full view of your financial landscape. It’s streamlined, secure, and designed to enhance every step of your financial journey.


New to SPE Capital?

Welcome to SPE Capital. We’re honored to begin this partnership and look forward to learning more about your goals. Start with a personalized introductory call—an opportunity to ask questions, share your priorities, and discover how our team can support your financial vision. Schedule a consultation to get started.

Book an Appointment